Featured reading / Field Notes
The First Bank for AI Agents Lasted 5 Months
The supporting article behind this landscape
Read on Substack ↗
The field ledger 74 products · 13 product shelves · 0 vacant shelves 01
Identity & scoring 11 products
agent LIVE Trusted Agent Protocol
Visa
agent ANN Agent Score / Directory / LTM
Visa
agent LIVE Agent Pay · issuer ID
Mastercard
agent ANN Crypto Credential
Mastercard
agent ANN Agent Payments Protocol · AP2
Google / FIDO Alliance
agent LIVE Agent identity · Web Bot Auth
Cloudflare
agent LIVE x401 identity & authorization
Proof
agent ANN Intent Intelligence
American Express
agent ANN AFSP · banking trust standard
Primitive
agent ANN Bank of AI
TRON DAO
agent LIVE +1 startup
1 product · expand
02
Tax identity 1 product
agent ANN AI Agent ID codes
Estonia / RIA
03
Accounts & wallets 16 products
agent LIVE Wallets
Cloudflare
agent LIVE Link agent wallets
Stripe
agent LIVE Privy
Stripe
agent LIVE Agentic Wallet + Agent OS
Binance
agent LIVE AgentKit / AiFi wallets
Coinbase
channel LIVE PayBox
MoonPay
agent LIVE Wallet accounts via Column N.A.
Natural
agent LIVE Governed agent accounts
Catena Labs
robot ANN Wallet Development Kit in robots
Tether + NEURA Robotics
agent ANN Account for Agent (AFA)
Ant International / WorldFirst
agent LIVE Programmable Wallets
Circle
agent LIVE Agent Wallet
MetaMask
agent LIVE +4 startups
4 products · expand
04
Interest on deposits 1 product
channel LIVE Agent cash & yield management
Public.com
05
Cards & spend controls 6 products
agent LIVE Agent Cards
Ramp
agent LIVE Agent Card
Corpay
agent LIVE Programmatic card issuing
Stripe
agent ANN AgentCard
Alchemy + Mastercard
agent LIVE Agentic Credit Card
Robinhood
agent LIVE AI AgentPay Card
WeChat Pay / Tencent
06
Payment rails & protocols 19 products
channel LIVE Visa Intelligent Commerce
Visa
channel LIVE Agent Pay
Mastercard
agent ANN Agent Pay for Machines (AP4M)
Mastercard
channel LIVE Stripe Agentic Commerce Protocol
Stripe + OpenAI
channel LIVE AP2 + UCP + Universal Cart
Google
agent LIVE x402
Coinbase
agent LIVE AWS Bedrock AgentCore Payments
AWS
agent LIVE Cloudflare Monetization Gateway
Cloudflare
channel LIVE Nuvei Agentic
Nuvei
agent LIVE Celo
Celo
channel ANN Agent Connect
Mastercard
channel ANN Agentic Payments framework
EMVCo
channel ANN Agentic Commerce
IDEMIA Secure Transactions
agent LIVE Agent-ready business account
Coinbase Business
channel LIVE Agentic Mobile Protocol
Ant International / Alipay+
channel LIVE Agent Pay / AI Pay
Alipay
agent ANN Machine Payments Protocol
Stripe / Tempo / Circle
channel ANN UPI Reserve Pay
NPCI
agent ANN P3P on UPI
Pine Labs
07
Settlement money 4 products
agent LIVE USDC
Circle
agent LIVE PYUSD
PayPal
agent LIVE Stablecoin settlement · 9 chains
Mastercard
agent LIVE Stablecoin platform · 200M merchants
Visa
08
Credit & lending 2 products
agent ANN Credit + Upper90 facility
Natural
agent ANN Credit layer · AP4M
Aave Labs
09
Banking, custody & trust 5 products
agent ANN OCC trust bank charter
Catena Labs
channel PIV Bank for bots → personal CFO
Bank of Bots → BOB
agent LIVE Sponsor bank · Natural
Column N.A.
channel LIVE Sponsor bank · BOB
Erebor Bank NA
agent ANN Bank of AI
TRON DAO
10
Investment & brokerage 3 products
channel LIVE ChatGPT trade execution
Scalable Capital
channel LIVE Co-Invest plugin
Liquid
agent LIVE Agentic Trading
Robinhood
11
Income & earnings 2 products
agent LIVE Agent Studio v2 / ERC-8183
BNB Chain
agent LIVE Agent marketplace
OKX
12
Insurance & liability 3 products
channel LIVE AI liability insurance
Corgi (YC)
channel LIVE Agentic purchase guarantee
American Express
channel LIVE +1 startup
1 product · expand
13
Dispute process 1 product
channel ANN Legal Context Protocol
AAA / Integra Ledger
Customer axis Filters dim non-matching plaques. Geography reflects meaningful market coverage, not just headquarters.